The Boccarossa Insurance Agency is a comprehensive Insurance Agency, able to meet all your insurance needs. We offer coverage for the following:
Our agency strives to put people first. For us it is about serving our customers with honesty, integrity and creativity-actively seeking insurance and financial solutions suited to your needs. So you have peace of mind today and a sense of security tomorrow.
We want to protect what’s important to you. As your life changes, so do your insurance needs. Regardless of your situation we strive to help you select the right insurance coverage now and in the future.
When you select the Boccarossa Insurance Agency, you are partnering with agents who will work closely with you, and be there when you need us. We are ready to put together a plan for you. It’s how we make your life less complicated. And it’s exactly what you should expect!
Our agency offers many different life insurance options so you can plan your future, prepare for the unexpected, and make sure the people you care about are taken care of no matter what. At the Boccarossa Insurance Agency we want to help you choose the policy that is right for you and your life.
Term vs. Permanent Life Insurance
Term life insurance and permanent life insurance are the two primary types of life insurance. Term life insurance offers financial protection for a specific time period. Permanent life can be very flexible, offering numerous living benefits and investment options.
Term Life Insurance
Maximum protection for low premium Level premiums for specified periods of time May be convertible to permanent life insurance if your needs change.
Permanent Life Insurance
There are a variety of permanent life insurance options, such as whole life and universal life, to match your needs. Along with a guaranteed death benefit, these policies may offer the opportunity to take withdrawals and loans, and can give you substantial tax benefits.
- Potential for cash value to grow tax deferred
- Tax deferral and compounding interest promotes quicker accumulation
- Loan provisions
Whole Life Insurance
- Premiums stay the same over the entire life of the policy
- Guaranteed cash value accumulation
- Potential for excess interest credits in some policies